RBL Bank Fixes August 14 as Record Date for Final FY26 Dividend; AGM Scheduled for September 2
RBL Bank has announced August 14, 2026, as the record date to determine shareholders eligible to receive its final dividend of ₹1 per equity share for the financial year ended March 31, 2026. The dividend, announced earlier with the bank’s fourth-quarter FY26 results, will be paid on or before October 1, 2026, subject to shareholders’ approval at the upcoming Annual General Meeting (AGM).
The private sector lender informed investors that its 83rd Annual General Meeting is scheduled to be held on September 2, 2026. Shareholders whose names appear in the company’s records on the record date will be eligible to receive the proposed dividend if it is approved during the meeting.
Dividend Eligibility and Record Date
According to the bank, investors must own RBL Bank shares before the ex-dividend date to qualify for the final dividend. Under India’s T+1 settlement cycle, investors purchasing shares on or after August 14, 2026, the ex-dividend date, will not be eligible for the dividend payout.
| Dividend Details | Information |
|---|---|
| Company | RBL Bank |
| Final Dividend | ₹1 per equity share |
| Financial Year | FY26 (ended March 31, 2026) |
| Record Date | August 14, 2026 |
| AGM Date | September 2, 2026 |
| Expected Dividend Payment | On or before October 1, 2026 (subject to shareholder approval) |
RBL Bank Reports Higher Profit in June Quarter
Alongside the dividend update, RBL Bank’s latest financial performance reflected improved profitability during the June quarter. The bank reported a net profit of ₹254 crore, representing a 27% year-on-year increase.
Operating profit also strengthened during the quarter, rising 31% year-on-year to ₹923 crore, supported by growth in core banking operations and improved operating efficiency.
Net Interest Income (NII) increased 12% year-on-year to ₹1,654 crore, while the bank’s Net Interest Margin (NIM) stood at 4.13%. Although other income declined 10% from a year earlier to ₹959 crore, core fee income registered a 16% year-on-year growth, reaching ₹923 crore.
Cost Efficiency Continues to Improve
RBL Bank reported lower operating expenses during the quarter, helping improve overall efficiency. Operating expenses declined 8% year-on-year to ₹1,691 crore, resulting in the bank’s cost-to-income ratio improving to 64.7%, compared with 72.4% in the corresponding quarter last year.
The improvement reflects continued efforts to strengthen operational performance while maintaining growth across its lending business.
Loan Book Expands with Growth in Retail Advances
RBL Bank continued to expand its lending portfolio during the June quarter, with net advances rising 23% year-on-year to ₹1,16,223 crore. The bank maintained a retail-to-wholesale loan mix of 55:45, reflecting balanced growth across its business segments.
Retail advances increased 13% year-on-year to ₹64,196 crore. The growth was supported by an 18% rise in secured retail loans, while unsecured retail advances recorded an 8% increase compared with the same period last year.
Asset Quality Shows Further Improvement
RBL Bank also reported stronger asset quality during the quarter, with both gross and net non-performing asset (NPA) ratios improving on a year-on-year basis.
| Asset Quality Indicator | Q1 FY27 | Year-on-Year Movement |
|---|---|---|
| Gross NPA (GNPA) Ratio | 1.30% | Improved by 148 basis points |
| Net NPA Ratio | 0.37% | Improved by 9 basis points |
| Provision Coverage Ratio (Including Technical Write-offs) | 94.94% | — |
The bank said its Gross NPA ratio declined to 1.30%, while the Net NPA ratio improved to 0.37%. Meanwhile, the Provision Coverage Ratio (including technical write-offs) stood at 94.94%, indicating continued strengthening of its balance sheet.
Key Q1 FY27 Financial Highlights
| Metric | Q1 FY27 | Year-on-Year Change |
|---|---|---|
| Net Profit | ₹254 crore | +27% |
| Operating Profit | ₹923 crore | +31% |
| Net Interest Income (NII) | ₹1,654 crore | +12% |
| Other Income | ₹959 crore | -10% |
| Core Fee Income | ₹923 crore | +16% |
| Operating Expenses | ₹1,691 crore | -8% |
| Net Advances | ₹1,16,223 crore | +23% |
What Shareholders Should Know
Shareholders eligible on the August 14, 2026 record date will receive the proposed ₹1 per share final dividend, provided it is approved at the bank’s 83rd Annual General Meeting on September 2, 2026. If approved, the dividend will be paid on or before October 1, 2026.
Disclaimer: Investors should consult certified financial advisors before making any investment decisions.
